Get the Equipment You Need
Get a 10, 20 or 25 Year Fixed-Rate SBA 504 Equipment Loan
Details & Benefits of an SBA 504 Equipment Loan for Business Owners.
Low, 10% Down Payment
For most commercial building loans, only a 10% down payment is needed. Additional down payment may be required based on your equity in the building or land. This allows you to retain more of your cash for working capital.
Long-Term, Fixed Interest Rates
You can secure a fixed interest rate for 25 years. SBA 504 Loan interest rates are usually lower than market rates. With a fixed rate, your monthly payment remains consistent. We provide fully amortized loans for 10, 20, and 25 years.
What You Can Finance With an SBA 504 Loan
Real Estate and Property Types
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Office
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Restaurant
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Industrial / Manufacturing
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Hospitality
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Warehouse
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Assisted Living / Skilled Nursing
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Retail
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Industrial Equipment
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Medical
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Self Storage
Types of Real Estate Loans We Provide
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Real Estate Purchase
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Tenant Improvements
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Real Estate Refinance
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Soft / Closing Cost
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Industrial Equipment Finance
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Operating Capital
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Furniture, Fixtures & Equipment
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Business Expansion
Check Out Our FAQ's on 504's & Eligibility Terms
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SBA 504 Loan Benefits
borrower benefits
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Low Down Payment of 10%
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Low, 25-year Fixed Interest Rate
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Flexible Underwriting Terms
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Payment Stability
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Preserve Your Working Capital
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Include Soft Costs Such as Furniture, Fixtures & Fees
sba 504 uses
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Purchase a Building
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Construct New Facilities
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Renovate a Current Property
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Purchase Heavy Machinery or Equipment
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Refinance Commercial Mortgage Debt
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Get Operating Capital, Cash-Out, Refinance
How SBA 504 Loans are structured
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SBA 504 loans for Utah businesses are structured around a shared financing model. The basic structure requires the borrower to provide a 10% down payment. The SBA directly finances 40%, and a third-party lender, usually a bank, will finance the remaining 50% of the project.
We're Here for You!
Wasatch Business Finance
A Certified Development Company
1-385-799-6700
Monday through Friday,
8am-5pm, MST
5288 S. Commerce Drive, Suite B-228
Murray, Utah, 84107